About the Project: Why I Started BuyBINDatabase.com

My name is Daniel Moreno. For over a decade, I’ve been managing credit card payment processing and fraud prevention for large-scale e-commerce platforms in the United States.

The Problem

In my daily work, I realized that most payment failures and fraudulent transactions stem from one issue: outdated or incomplete BIN data. When the transition from 6-digit to 8-digit BINs began, the market became flooded with providers claiming to have "the best" databases. In reality, many were selling old, recycled lists that caused more chargebacks than they prevented.

My Mission

I created this site to be a transparent, data-driven resource for fintech developers, risk managers, and online merchants. I personally test and verify BIN vendors based on:

• Accuracy: Verification of issuing country and bank organization.
• Depth: Availability of advanced parameters like HSA/FSA, Virtual/Prepaid flags, and Commercial vs. Consumer status.
• Modern Standards: Full support for the new 8, 9, 10, and 11-digit account ranges.

Independent Research

This is my independent research. I only recommend providers that I have used in real production environments. If a vendor doesn't meet my strict standards for data integrity, they don't make it onto my comparison chart.

I hope my findings help you choose the right partner to secure your payments and optimize your checkout flow.

Best regards,
Daniel Moreno

daniel.moreno@buybindatabase.com

Payment Processing Expert